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Fixed Deposits
 
Fixed Rate Deposit
Interest rates applicable from December 17, 2019 subject to review subsequently.
Base Rates for Fixed Deposits < ₹ 10.0 mn
Tenure
(In Months)
Effective December 17, 2019
Monthly Income Plan Quarterly Income Plan Yearly Income Plan Cumulative Plan Indicative Yield (Cumulative option) **
>=12 to <24 7.15% 7.20% 7.40% 7.40% 7.40%
>=24 to <36 7.30% 7.35% 7.55% 7.55% 7.84%
>=36 to <48 7.35% 7.40% 7.60% 7.60% 8.19%
>=48 to <60 7.35% 7.40% 7.60% 7.60% 8.51%
>=60 to <84 7.45% 7.50% 7.70% 7.70% 8.98%
>=84 to <108 7.45% 7.50% 7.70% 7.70% 9.73%
>=108 to <=120 7.55% 7.60% 7.80% 7.80% 10.73%
0.25% additional interest for senior citizen and ICICI Group Employees
# The yield mentioned is calculated using the first month of each tenure grid.
** In case of cumulative deposit, interest is compounded before deduction of Tax.
Special Scheme Rates for Fixed Deposits < ₹ 10.0 mn
Tenure
(In Months)
Effective December 17, 2019
Cumulative Non-Cumulative
Cumulative Plan Indicative Yield to Maturity** Monthly Income Plan Quarterly Income Plan Yearly Income Plan
25 7.60% 7.93% 7.35% 7.40% 7.60%
30 7.65% 8.13% 7.40% 7.45% 7.65%
39 7.70% 8.41% 7.45% 7.50% 7.70%
51 7.70% 8.74% 7.45% 7.50% 7.70%
61 7.80% 9.15% 7.55% 7.60% 7.80%
84 7.90% 10.04% 7.65% 7.70% 7.90%
0.25% additional interest for senior citizen  ICICI Group Employees
** In case of cumulative deposit, interest is compounded before deduction of Tax.
For deposits >=  Rs. 10.0 million, rates would be offered by Treasury on a daily basis.