Health Advantage Plus
Frequently Asked Questions (FAQs)
Do you cover existing illness/ diseases?
Existing diseases are covered subject to sub-limits and waiting period. These diseases are covered after 2 years provided the policy is renewed with us for two consecutive years
How do I get the maximum tax saving benefit under Section 80D on the premium payable?
The premium payable under this plan is fixed at Rs.15,000 and 20,000 (which is the new limit for tax deduction available under section 80D) while the amount of coverage changes depending on the age and the number of members covered. This premium amount is fully deducted while computing your taxable income. Hence, you save Rs.5099 on your health insurance.
How many members can be covered under this policy?
One policy covers maximum up to two family members - defined as two adults or one adult or one child. If the child is over a year old, you need to buy an additional policy for each of the additional members.
How can I obtain a hard copy of my policy?
You can select the “Send me the Policy through courier” option while buying the policy, it will be couriered to your correspondence address, and will reach you within 15 days.
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