Student overseas travel insurance makes sure that your study and stay abroad is smooth. Far away from home, it ensures that you are not left all alone during a crisis. It takes care of you lossess and provides you a shoulder to lean on. The premium for this policy is payable in rupees and costs nearly 1/3rd of what you would have to pay if it were to be bought from an international insurance company.

Yes. ICICI Lombard students travel insurance is in compliance with the international insurance standards set by universities abroad and thus is acceptable as as a substitute for their compulsory insurance.

The policy can be taken for 1 year from the start and can be extendable to the second year, covering the student for the entire period of study. There are some documents that are definately needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

If you are not entitled to free NHS treatment, you should make sure you have adequate medical insurance to cover medical costs if you fall ill, and also to cover the additional possible costs resulting from illness.These can be substantial, and include

Lost fees if you are unable to complete your course

Costs of returning home if a relative is ill

Costs of a relative visiting you in the UK if you fall ill

Cost of returning to your home country for treatment

Or in the worst possible situation, returning a body home for burial. Even if you are entitled to free NHS treatment whilst in the UK, you should consider taking out insurance which covers the above additional costs. Moreover, even if you are covered by the NHS for medical treatment, you may find that there are long waiting times for some services. An insurance policy which gives you access to private medical care could give you much quicker access to the treatment you need.

An add- on cover to fulfill the various criteria of universities abroad. It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, In-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.