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Check whether your shortlisted property has been approved by the Home Loan provider. This ensures that the due diligence on your property has been done by the Home Loan provider.
 
Things to consider before you choose a home loan provider.
There's more to a home loan than just interest rates.

Comparing loans of different lenders is often the most difficult part of loan shopping. There are various factors that play an important role when you are planning to take a Home Loan. Firstly, it is important to keep in mind that Mortgage packages consist of more than simply Interest rates.
You need to consider various factors while choosing a loan provider.

 
Loan amount
ICICI Home Finance provides home loans to a maximum of 80% of the cost of property.
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The cost of property includes Agreement value, Stamp Duty and Registration charges; or the cost of construction as applicable. You can increase your eligibility by having a co-applicant. Their income will be considered to enhance the eligibility. If your spouse is an earning member, you can make him/her a co-applicant.
Ensure security of your property

It is always safe to buy property, which is legally approved and verified by appropriate authorities. Know more

Legally approved properties ensure that your money is invested in the right place. ICICI Home Finance has an in-house team of experts who provide real estate valuation based on property documents and site/property inspection. Apart from this, we also provide legal and technical verification.
Evaluate your loan options

Loan Plans: As one of the largest home loan financiers in India, ICICI Home Finance goes the extra mile to make your dreams come true. Know more

ICICI Home Finance provides a wide range of options to choose from, be it Fixed Rate home loans, Floating Rate home loan or part-fixed part-floating home loans. We offer types of home loans - be it a simple home loan or other loan types such as home improvement loan, land loan, EMI under construction etc. We make sure you get your loan easily and quickly. Know more

Applicable fees:ICICI Home Finance ensures you get attractive deals on Home Loans in terms of interest rates and other facilities. Know more

Be it quick and easy loans or simplified documentation, we are the first choice of millions of home buyers. We offer the convenience of time and space. We also have consultants to guide you through the home buying process. Not only this, you can enjoy their services at your very doorstep, without moving an inch. We also sanction your home loan prior to selection of property. So now you can easily complete part of the documentation and then shop for your home.

Other services: The benefits of our home loans include free personal accident insurance cover, doorstep service, fast turnaround time, simplified documentation, transparent process & charges. Know more

Be it quick and easy loans or simplified documentation, ICICI Home Finance is the choice of millions of home buyers. We offer the convenience of time and space. We also have representatives to guide you through the home loan process. Not only this, you can enjoy their services at your very doorstep, without moving an inch. We also sanction your home loan prior to selection of property. So now you can easily complete part of the documentation and then shop for your home.
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