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Secure Your Dream Home

Worried about what will happen to your home in the event of any unforeseen circumstances? You can insure both your home (property) and your home loan.

ICICI Home Finance has tied up with insurance companies to provide you with a comprehensive solution for all your Home Insurance requirements. You can be rest assured that ICICI Home Finance will assist you in meeting your home insurance needs.

Home insurance is undisputedly the best way to keep your house and valuables covered and secure against natural and man-made calamities.

Type of Insurance policies available:
There are various types of covers available for your Home & Home Loan. Know more
You can avail of insurance under any or all of the following categories:
  1. Insuring the structure of your home against natural or man-made calamities
  2. Covering the contents within the house against natural calamities, theft and burglary
  3. Insuring your outstanding home loan against accidental death/ Permanent total disability and Loss of employment (cover up to number of EMIs specified in the policy)
ICICI Home Finance provides you with an option to obtain Home Safe + Insurance, a product offered by ICICI Lombard General Insurance Company, to protect you against your disability to repay the home loan due to occurrence of unforeseen and unexpected contingencies like critical illness or accidental death/ permanent total disability. By availing of Home Safe + Insurance you can get an insurance cover for your loan as well as for the structure & contents of your home.
On what parameters do I choose an insurance cover?

Compare the coverage and benefits offered by the various insurance providers. Know more

In case you consider ICICI Lombard Home Safe + insurance, you will get the following benefits as policy coverage. Similarly, other insurance providers offer you different coverage.

Policy Coverage

Cover for your Home (Structure & Contents): - You can choose to buy insurance for only the building (structure) of your home, or only the contents (belongings) or both. The policy covers the losses to the structure and contents of your home due to any natural or man-made calamities.

The calamities covered are:

  • Fire
  • Riot, strike & malicious damage
  • Explosion & implosion
  • Earthquake
  • Lightning
  • Storm, cyclone, tempest, tornado, hurricane, flood & inundation
  • Damage due to impact by vehicles
  • Missile testing operation
  • Subsidence, landslides and rockslides
  • Leakage from automatic Sprinkler installations
  • Aircraft damage
  • Bursting and/or overflowing of water tanks, apparatus and pipes

Cover for Home Loan – This policy also protects you against your disability to repay the home loan due to occurrence of any unforeseen and unexpected contingencies like critical illness or accidental death/ permanent total disability.

You can use the Home Insurance Premium Calculator to calculate the premium required to be paid after calculating the accumulated total of the annual liabilities.

Direct payment tie up with Home Loan Provider. Know more

No more running from pillar to post to choose your Insurance provider or to make payments on the same. You can opt for Insurance of your Home or Home Loan or both with us. The premium is along with your Loan EMIs itself so that you don’t have to worry about separate payment to the Insurance Company.
These insurance policies protect you from future loan liabilities in case of the above mentioned calamities. They have proved extremely useful to numerous borrowers over the last few years

Insurance is the subject matter of solicitation. Insurance brought to you from ICICI Lombard General Insurance Co Limited. ICICI Home Finance Company Limited has entered into corporate agent arrangement with ICICI Lombard General Insurance and nothing contained here shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Insurance Products.