Adjust font size Adjust font sizePrint E-mail this page
Services and Charges
 
Services and Charges
ICICI Home Finance ensures that you get the best Home Loans in terms of interest rates and other facilities. You can choose from Adjustable, Fixed or Floating Rate Home Loan.
Charges Home Loans
Loan Processing Charges / Renewal Charges 0.5% to 1%
Prepayment Charges 2 % on the principal outstanding on full prepayment
Charges for Late payment 2% per month
Charges for changing from Fixed to Floating Rates of Interest 1.75% on principal outstanding
Cheque Swap Charges Rs. 500
Document Retrieval Charges Rs. 500
Cheque Bounce Charges Rs. 200
Note: Service Tax and other taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges
The floating interest rate on ICICI Home Finance is linked to ICICI Home Finance Prime Lending rate (IHPLR)
The IHPLR has been reduced by 50 basis points (i.e. 0.50%) with effect from June 04, 2009. Thus the IHPLR has been reduced from 15.25% to 14.75%.
To know more about the change in IHPLR and its impact please click here (FAQs).
For further queries regarding the change in rate, please get in touch with our call center.
Disclaimer: The rates, fees, charges etc. as stated herein above are subject to changes/ revision from time to time at the sole discretion of ICICI Home Finance.
Apply now for Home Loan
Apply online or SMS 'Home'
to 5676766 or Call us