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Services and Charges
Services and Charges:
Charges LoC ( LAS)
Non refundable Processing / Administrative Fees 0.50% of the sanction amount plus applicable taxes and other statutory levies, if any
Part Prepayment Fees Nil
Prepayment Charges


Cheque /ECS dishonor Charges, per transaction ₹200/- or such other amount as may be specified by IHFC from time to time plus applicable taxes and other statutory levies
Cheque / Repayment mode swap charges Nil
Penalty for delayed payment Charges for late payment / Additional interest: Applicable rate + 6% per annum plus applicable taxes, if any
Stamp duty Charges On actual
Non refundable Renewal Charges Max upto ₹2500/- plus applicable taxes and other statutory levies on renewal of the facility at the end of each year
Brokerage Charges in case of liquidating securities On actual
Disclaimer: The rates, fees, charges etc. as stated herein above are subject to changes/ revision from time to time at the sole discretion of ICICI Home Finance.

Note : Service Tax and other taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges.
In order to facilitate easier / faster and secured transactions, ICICI Home Finance Company Limited offers e- payment and e-receipt services to its customers.
The floating interest rate on ICICI Home Finance is linked to ICICI Home Finance Prime Lending rate (IHPLR).
The IHPLR has been decreased by 35 basis points (i.e. 0.35%) with effect from October 05, 2015. Thus the IHPLR has been decreased from 17.45% to 17.10%
For further queries regarding the change in rate, please get in touch with our call center.

Range of Interest rate for LAS in the form of LoC to Individual

Loan Type Minimum Maximum Mean
LAS 9.00% 10.00% 9.50%
The rate of interest rate provided above is with respect to loans disbursed and outstanding in Q3F.Y.2017-18

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